In some cases, you may be eligible to use out-of-network insurance benefits. You'll need to pay for each session in full at the time of your appointment. If applicable, I can provide a super bill each month that you can submit to your insurance company for reimbursement.

You can use the out-of-network reimbursement calculator below to estimate your costs. Typically, out-of-network benefits reimburse you for 60-80% of each session's cost. I'll provide monthly invoices, known as "super bills," (sent on the 1st of each month) with all the necessary information for your claims. Most insurance companies have a straightforward process. You'll upload your monthly super bill online, and they'll mail you a reimbursement check. It's a good idea to contact Member Services using the number on your health insurance card for specific details.

Reimbursement Calculator

• Reach out to your insurance company and inquire by asking the following questions:

• What is my out-of-network deductible?

• How much of my deductible has been met this year?

• Do I need a referral from an in-network provider for out-of-network services?

• What percentage of outpatient psychotherapy sessions are covered per session?

• How much will I be reimbursed for a 45-minute psychotherapy session (CPT code: 90834)?

• How much will I be reimbursed for a 55-minute psychotherapy session (CPT code: 90837)?

• How do I submit claim forms for reimbursement?

• How long does it take to receive reimbursement?

Yes, I reserve a limited number of sliding scale spots in my schedule. If my full fee is a financial challenge, please reach out. If I can't offer a sliding scale spot, I'll provide referrals to trusted clinicians in the area. If you prefer an in-network provider, check out www.psychologytoday.com for resources.